Loans · 08/07/2025

The volume of refinance loan applications in the U.S. surged by 35% in early August, reaching a 27-month high, driven mainly by a slight decrease in mortgage rates. While applications for home purchase loans only increased by 3%, they still face challenges from high rates and elevated home prices. However, the refinance market shows strong growth.

Job Search · 07/23/2025

This article delves into the key steps for new immigrants in the U.S. job search process, including application procedures, writing resumes and cover letters, selecting references, and preparing for interviews. It also recommends engaging in volunteer work and internships as vital ways to gain experience and expand networks, helping readers better adapt to workplace challenges.

Transportation · 08/06/2025

In June 2025, the Trump administration issued a new travel ban that implements a complete entry prohibition for citizens from 12 countries, as well as partial restrictions on 7 countries. This guide provides a detailed explanation of the ban's contents, travel decision advice, and safety travel tips, assisting non-U.S. citizens in planning their trips.

Social Networking · 07/24/2025

Understanding American social etiquette is key to integrating into a new community. This article provides practical tips on daily etiquette, such as greetings, maintaining eye contact, table manners, personal space, and networking, helping you communicate more naturally with others in the U.S. Good etiquette enhances trust and improves social experiences.

Culture · 08/07/2025

This article explores the pros and cons of face-to-face meetings between buyers and sellers in U.S. real estate transactions. Buyers can obtain information and alleviate sellers' emotions through direct communication, while sellers gain emotional reassurance but face potential legal risks. Effective communication is key to a successful transaction.

Job Search · 07/25/2025

This article provides a comprehensive guide to vocational training programs for immigrants, covering pathways for skill enhancement, support for specific groups, and resources to help immigrants adapt to the U.S. job market, improving their employment competitiveness and salary levels.

Education · 08/14/2025

The U.S. Citizenship and Immigration Services offers exemptions for the English and citizenship tests for specific applicants. Those who meet age or medical conditions can request a waiver when completing Form N-400, alleviating the pressure of the naturalization test.

Culture · 08/14/2025

This article outlines the fee details and waiver policies for U.S. citizenship applications. It emphasizes the importance for applicants to understand the specific fees and the process for applying for fee waivers or reductions to facilitate a smooth application process.

Job Search · 07/21/2025

This article provides ten practical steps for finding a job in the United States, including preparing personal information, searching for suitable positions, utilizing online resources, sharing job intentions, paying attention to employment centers, and contacting target companies. By following these measures, job seekers can enhance their success rate and increase communication opportunities with potential employers, facilitating a smooth entry into the U.S. job market.

Education · 07/21/2025

Concordia University Irvine, located in Southern California, offers a diverse range of degree programs. With its excellent location and high-quality student body, the university attracts a large number of international students and is dedicated to cultivating talents with a global perspective.

Lawyers · 07/22/2025

U.S. personal injury law protects victims who are injured due to the negligence, recklessness, or inaction of others. This article details three types of liability—no-fault liability, fault liability, and strict liability—and explains the claims process and attorney fee structures. It emphasizes the importance of victims utilizing legal means to safeguard their rights.

Job Search · 07/23/2025

This article offers a comprehensive strategy for job searching in the USA, covering career goal setting, resume writing tips, career training, and resources for immigrant job seekers. By utilizing effective techniques and resources, it aims to help you advance in your career and achieve your professional objectives.

Job Search · 07/23/2025

This article provides a comprehensive analysis of how to effectively negotiate salary and benefits in the United States. It covers the multi-dimensional thinking involved in salary negotiations, the steps to take during the negotiation process, and strategies for requesting salary increases at work. Mastering these strategies will help you receive the compensation you deserve in your career.

Transportation · 07/24/2025

This article provides a comprehensive guide for international students obtaining a driver's license in the United States. It covers eligibility requirements, study preparations, document requirements, as well as the processes for the written and driving tests. Additionally, it highlights important considerations after obtaining the driver's license, offering practical advice for international students.

Insurance · 07/24/2025

This article discusses the importance of home insurance in the U.S. and its coverage scope, which includes protection for the house structure and personal belongings. Although insurance is not legally mandated, lenders typically require homeowners to purchase it. The two main components of home insurance cover loss claims and personal liability protection, highlighting the absence of coverage for natural disasters like earthquakes and floods that homeowners should consider.